Frequently asked questions
1 — Read the requirements to check whether you qualify.
2 — Fill in the application form. You don’t need any documents yet.
3 — You’ll receive a confirmation email with a link to part 2 of the form and instructions about which documents we need from you.
4 — Complete part 2 and upload your documents (Chamber of Commerce extract and a PDF of your insurance policy or proof of participation in a mutual support circle or crowdsurance).
5 — Within 14 days you’ll hear whether your application has been approved, rejected, or whether we need additional information.
6 — You’ll receive an email with the outcome. If your application is approved, it will include instructions for claiming. If your application is rejected or we have questions, we’ll explain why.
7 — Did you take out cover on or after 1 January 2025? Then you’ll receive the stimulansbonus (a bonus to encourage you to get covered). You don’t need to do anything, we’ll transfer the amount within three weeks.
8 — Twelve months after approval, you can submit your claim. You have 12 weeks to do this. We’ll send you one reminder. Instructions on how to claim are in your approval email.
9 — Submit your claim following the instructions in that email.
10 — You’ll receive a confirmation by email. Within three weeks the amount will be transferred to your account.
11 — Twelve months after your claim, you’ll receive our contribution again. You don’t need to do anything. Just send us an email if you’ve changed bank accounts or cancelled your cover in the meantime.
Unfortunately not. The target group is based on what Statistics Netherlands (CBS) defines as the cultural and creative sector. Check the SBI target group list to see which codes qualify. It’s also possible that you’re registered under the wrong SBI code. See below for what you can do in that case.
Contact the Chamber of Commerce to find out whether a change is possible. If your new SBI code appears on our list, you can then submit an application.
Yes. Even if you’re part of a general partnership, you’re still considered self-employed and you qualify.
Yes. The scheme is only for self-employed professionals who are registered as a business owner with the Chamber of Commerce. Freelancers who work through a payroll company do not qualify.
No. You can only submit an application once you already have insurance or have joined a fund. We assess your application based on your policy or proof of participation.
As long as there is budget available. If you have any questions about this, send an email to info@oogvoorimpuls.nl.
Platform ACCT stands for Platform Arbeidsmarkt Culturele en Creatieve Toekomst (Labour Market Platform for the Cultural and Creative Future). We work towards a stronger position in the labour market for everyone working in the cultural and creative sector. Platform ACCT is funded by the Ministry of Education, Culture and Science. You may sometimes see the name ‘Oog voor Impuls’ in our email addresses and web links. This is a programme within Platform ACCT, focusing on three themes: pensions, disability, and bogus self-employment. The Zelfverzekerd scheme falls under this programme.
If you took out disability insurance for the first time on or after 1 January 2025, or joined a mutual support circle (like a Broodfonds) or crowdsurance, you qualify for the stimulansbonus. The bonus is paid out within three weeks of your application being approved.
Only if the desired start date of your application is the same as the date on which you will start paying the higher amount.
Yes. The scheme is open to various types of cover, as long as they provide income in the event of illness or disability. Please note that different types of cover have different terms and levels of security. More information: Zzp en arbeidsongeschiktheidsverzekering: dit zijn je opties (kvk.nl).
In most cases, no. However: if you deduct your disability insurance premium from your taxes, you must first subtract the Zelfverzekerd contribution from that amount. You declare only the balance as a deductible, not the full premium. Not sure? Consult a tax advise
That depends on the type of cover:
Do you have disability insurance? Then the premiums are tax deductible. You can deduct them from your taxable income in box 1. The contribution you receive from us is subtracted from the premiums paid.
Are you a member of a crowdsurance, mutual support circle or Broodfonds? Then the premiums are not tax deductible. In that case, the contribution you receive from us has no tax consequences.
Not sure? Consult a tax adviser.
No. Disability insurance premiums are personal expenses, not business costs. This applies to insurance, crowdsurance and Broodfonds alike. Always enter your personal IBAN when submitting your application.
No. You submit the application yourself, due to privacy legislation.
You can claim after the period your application covers has ended. Your approval email explains exactly how this works. You have up to 12 weeks after the end of that period to submit your claim. After that, the option expires. Claiming partway through the period is not possible.
Take screenshots of your proof of participation, your monthly contribution and your start date. Paste them into a Word document and save it as a PDF. Upload that PDF as a single file.
Your personal or business account. Not the account number of your Broodfonds. Disability insurance premiums are held in a personal capacity and are treated for tax purposes as personal expenses, not business costs. That is why you cannot enter a business account number.